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Laybuy. Now available in store and online


Shop Now. Get It Now.
Pay It In 6 Weekly Payments.

Laybuy lets you receive your purchase now and spread the total cost over 6 weekly automatic payments. Interest Free.
So Why Shop With Laybuy?
Glad You Asked. 
No Fees, no interest

No Fees,
No Interest

use Laybuy for your purchases,
completely interest free 

Choose your payment date

Payment Day

the freedom to choose
your payment day 

6 weekly payments

6 Weekly

to better suit weekly
budgeting and pay cycles 

Laybuy Boost

Laybuy Boost

allowing you the freedom to
buy larger items by paying the
difference up front



What Do I Need To Access Laybuy?

1. A valid New Zealand debit or credit card

2. To be over 18 years of age

3. A New Zealand resident


How Do I Shop Using Laybuy Online?

1. Make sure you have a registered Laybuy account.

2. Take your items to the counter and ask to pay by Laybuy.

3. Provide your mobile number to the staff member.

4. You will receive an instant text message with a link to complete your purchase.

5. Choose your payment day, view your schedule and select pay now.

6. Your order is processed immediately and your payment schedule is established.


More Info

At any time, you can login in to your Laybuy account to see your payment schedule or make a payment before the due date. Otherwise, your instalments will be automatically deducted for your nominated debit or credit card each week.

Items purchased online using Laybuy may be returned for a refund by returning the items back to our warehouse. Check out our Returns page for more information.

Items purchased in store using Laybuy may be returned for a refund to your nearest Amazon Surf store.

Want more info? Check out