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Zip

Pay in 4 payments, interest free

Zip is here to help you pay for life’s extras.

/ Payment options

Zip

Create an account with Zip to shop now and spread the cost of your purchases over time with flexible repayments.

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How does Zip work?

When you use Zip, you can shop now and spread the cost of your purchase over time. Simply add your items to your shopping cart and select Zip as your payment method at checkout. You'll be redirected to Zip to log in or create an account and complete your purchase. Once approved, you'll receive your order straight away while managing your repayments through your Zip account in accordance with your payment schedule and Zip's terms and conditions.

Zip FAQ's

What is Zip?

Zip is a buy now, pay later payment option that allows you to shop now and spread the cost of your purchase over time with flexible repayments.

How does Zip work?

Simply select Zip as your payment method at checkout, log in to your Zip account or sign up, and complete your purchase. Repayments are then managed through your Zip account.

Can I use Zip online and in-store?

Yes, Zip can generally be used both online and in-store where Zip is accepted.

Who can use Zip?

To use Zip, you must:

  • Be at least 18 years old.
  • Live in New Zealand.
  • Have a valid New Zealand debit or credit card.
  • Meet Zip's eligibility and approval criteria.

Is there a minimum or maximum spend when using Zip?

Minimum and maximum spend limits may apply. Your available spending limit is determined by Zip and may vary from customer to customer.

Are there any fees or interest charges?

Fees and charges may apply depending on the Zip product you use and how you manage your account. Please refer to Zip's terms and conditions for full details.

Can I use Zip on sale items?

Yes, Zip can be used on sale and clearance items.

hat products are eligible for Zip?

All products available on our website can be purchased using Zip.

Why was my Zip payment declined?

All payment approvals are determined by Zip. If your transaction is declined, please contact Zip directly or use an alternative payment method.

Can I use discount codes when paying with Zip?

Yes, valid promotional and discount codes can usually be used when paying with Zip.

Zip Terms & Conditions

  • Zip is available to eligible customers aged 18 years and over residing in New Zealand.
  • All purchases made using Zip are subject to approval by Zip.
  • Spending limits and eligibility are determined solely by Zip and may vary between customers.
  • Fees and charges may apply in accordance with Zip's terms and conditions.
  • Returns and refunds for purchases made using Zip are subject to our standard returns policy. Approved refunds will be processed back through Zip.
  • We reserve the right to withdraw or amend Zip as a payment option at any time without notice.
  • We do not have any control over Zip approval decisions, spending limits, fees, or account management.
  • For full terms and conditions, please visit: Zip New Zealand Terms & Conditions